The proposed rate cap of 10% will make credit card lending unprofitable for most community banks and credit unions and it will lead to a significant reduction in credit availability for many Americans.
To help credit unions plan strategically for the year ahead, Envisant is partnering with Meirtran, our longtime ATM service provider, to share important updates and best practices.
Embedded financing initiative broadens credit unions’ reach and strengthens their presence in the fast growing home improvement market.
Congress enacted the GENIUS Act in July 2025 to establish a national regulatory framework for payment stablecoins. A central feature of the Act is that insured depository institutions, including credit unions, may not issue payment stablecoins directly. Instead, issuance must occur through separately licensed entities subject to federal oversight.
Digital wallets like Apple Pay®, Google Pay®, and Samsung Pay® are changing the way we pay—making everyday purchases faster and more secure. But how safe are they really? In this post, we break down how digital wallets work, why tokenization reduces fraud, and what credit unions and members can do to stay protected.
Loan origination systems (LOS) have moved beyond the back office and are now essential tools for driving growth. To thrive in today’s financial landscape, credit unions need advanced lending technology that keeps them competitive and future-ready.
BankSocial® announced Remint™, a payments orchestration platform designed to unify real-time payments, cross-border rails, and emerging payment networks into a single experience that is core-connected and embeddable in most digital banking apps.
Get the inside scoop on service-providers who can empower your credit union to reach its potential.
Fraudsters add stolen card data to their own digital wallets through provisioning fraud. Here are six tips for protecting your members and their data from this rising fraud tactic.
